About Us
Professional, Insight & Life Experience. We can help you plan the next 20-plus years. Our priority is to protect your interests at all times and to demonstrate our commitment to our fiduciary duties of honesty, good faith, and fair dealing.
Successful long-range planning, especially in these turbulent times, requires real expertise. The ability to identify economic trends as they are forming, to take full advantage of market conditions while staying true to the client's long-term planning objectives.
A successful financial manager must have the insight to truly understand his client. That's the difference between a good financial manager and a great one.
At the end of the day, your success is more than just about money; It's about financial security, peace of mind, and creating a healthy lifestyle.
My personal passion is to help you create the planning and investment strategies that will help you secure your future. Your long-term financial health and well-being is the reason I built my business. I do not work for Wall Street or Shareholders; my commitment and loyalty is with my clients. That means I can help you develop the right strategy based on your needs and goals.
As a licensed securities professional and life and health insurance agent, I can provide you with the right mix of tools — from growth or income strategies to investment management, mutual funds, and retirement accounts. Full access to risk management products, such as life, disability, and long-term care insurance, that are important for your long-term security.
I've come to this profession with years of financial services and management experience and the life experiences that help me remember I'm dealing with people's lives and dreams, not just numbers on a spreadsheet. I approach my work as a professional, capable, and proud of the business I have built and the clientele with whom I work.
Many people wonder if you can have it all: a savvy financial manager who understands your needs and helps you achieve your personal goals. My clients are living proof that you can.
Let's talk about your financial future.
Michael A. Valiente
Financial Advisor
mike@legacywealthfinancial.com
Phone: (949) 529-1655
Our Approach
We take a holistic approach to financial guidance that reflects your priorities and specific life circumstances:
Step 1: Discovery
Before we get down to crunching numbers, we'll talk about the things that are most important to you – family, community, pastimes, and church. We'll ask questions about what you're really thinking, feeling, and worried about, your experiences with money, and what you've accomplished so far. Together, we'll figure out where you are now and where you want to be.
Step 2: Planning
Based on what we discuss in the Discovery phase, we will assess your personal situation, gauge where you are now relative to your life goals and priorities, and consider what gaps exist. We will weigh the financial implications of each goal we discuss and construct the framework for a plan that supports them.
Step 3: Solutions
A benefit of holistic planning is that it provides a comprehensive view of all areas of your financial life. During this phase, we will recommend specific solutions to help match each of your goals. This is where we implement your customized plan.
Step 4: Monitoring
Just when you make plans, life happens – and events, large or small, can change everything. The monitoring stage incorporates tracking systems to keep your plan on target. We'll help you plan for the unexpected, anticipate change, and adjust your plans over time as necessary.